Protecting yourself and your family if you suffer a serious illness or die is important. Life or Critical Illness Cover could make it easier for you and your family to cope with any financial pressures if either of these were to happen.

Life or Critical Illness Cover provides you with a lump sum or a monthly income if:

• you die,
• you are diagnosed with a terminal illness before the last 12 months of your plan,
• you are diagnosed with any of the defined illnesses, or
• you are totally and permanently disabled.

whichever happens first.

Click here for a complete list of the critical illnesses we cover

Your choices

Of course the choices you make will depend on your own particular circumstances.

When you make a claim you can choose to have Life or Critical Illness Cover paid in any of the following ways:

• A level lump sum
• An increasing lump sum
• A decreasing lump sum
• A level monthly income
• An increasing monthly income

And you can choose this cover for a single life or for joint lives:

 

Single life can cover

• Just yourself

• Just your partner

• Both you and your partner (two potential payouts)

 

 

Joint life covers

• Both you and your partner (one potential payout)

 

You can also add other covers to your plan to give you the right amount and type of cover for your own circumstances.